Monday, 18 February 2008, 22:03:22 EST

Obviously, that will be an issue both for Blacks and Whites, and one of the things my candidacy has surfaced is people have some confused views, both in the White community and the African American community about this. But what it does say is I think the vast majority of Americans right now, what they want to know is how are you going to help me hang on to my house now that the sub-prime lending crisis is in full force?

What are you going to do to help me deal with my job now that the plant moved to China? How can I save for my child's college tuition and my own retirement at the same time? And if I can answer those questions effectively in the last few months of this campaign, then we have an excellent chance of getting this nomination.

Barak Obama on the Tavis Smiley show. Maybe I misunderstand Article II, but I don't think any of those things are the responsibility of the president. In fact, I think every single one of those things are the responsibility of the individual. You took out a loan to buy a house you can't afford? You lost your job and didn't put any money away for hard times? You can't afford your $50,000 SUV, 55" LCD TV, five cell phones, and whatever other luxuries while trying to put money into a retirement fund and pay for your spoiled kid to go to college? Guess what I have to say to that? Too bad! You have the right to pursue happiness. You don't have the right to be guaranteed happiness.

I wonder who has no hope of getting my vote...